HelpU Debt Counsellors

 

Professional Debt Counselling Bloemfontein

Our debt counseling service in Bloemfontein will help resolve your financial obligations relatively efficiently. The process will involve negotiating with creditors for reduced interest rates, extended payment periods, and lower installments. 

Keep in mind that once the debt counseling process is complete, you will need to comply with the new repayment terms. Sometimes, you may need to increase your monthly installments to maintain a healthy financial position.

As long as you make your payments on time, your credit score will improve. This is because your credit score depends on your payment history and debt-to-credit ratio. Fortunately, our debt counseling services will help get your credit back on track. In addition to lowering your debt, you'll build a better financial future by improving your money management skills.

Have a question about our debt counseling service? Feel free to call us today.

A debt review will determine whether you are over-indebted and why. Debt counseling will allow you to consolidate your loans into a single monthly payment. This will reduce paperwork and make future payments easier to handle. 

Since debt counseling services like Help U work with debt counselors, lenders, and credit bureaus, we have a better understanding of the best approach to take! This is why we are in the best position to help you.

Debt Counsellors

The Benefits and Importance of Debt Counselling: How to Choose the Right Debt Counsellor

A lot of people are struggling with debt. In fact, according to a study by TransUnion, the average SA household owes $22,837 in consumer debt. This is not good news, especially when you consider that interest rates are on the rise. If you find yourself in this situation, it's important to get professional help. Debt counselling can be a great way to get your finances back on track and start building wealth for the future. In this article, we will discuss the benefits and importance of debt counselling and how to choose the right debt counsellor for you!

The first step in choosing the right debt counsellor is to understand what they do. Debt counsellors are professionals who help people manage their debts. They will work with you to create a budget and come up with a plan to pay off your debts. They can also negotiate with your creditors to get them to lower your interest rates or waive fees.

The most important thing to look for in a debt counsellor is someone who is accredited by the National Association of Credit Counselors (NACC). This ensures that they have met certain standards and are qualified to help you with your finances.

There are many benefits to working with a debt counsellor. One of the most important is that they can help you get your finances back on track. They can also help you negotiate with your creditors and get them to lower your interest rates. This can save you a lot of money in the long run.

Another benefit of debt counselling is that it can help you avoid bankruptcy. If you are struggling to make ends meet, you may be considering bankruptcy. However, this should always be a last resort. Working with a debt counsellor can help you get your debts under control and avoid this drastic measure.

If you are struggling with debt, don't hesitate to seek professional help. Debt counselling can be a great way to get your finances back on track and start building wealth for the future. Choose a qualified and accredited debt counsellor to ensure that you are getting the best help possible!